Trusted by 500,000+ drivers

Vehicle protection that pays the shop, so a breakdown doesn't break your budget.

CoverageX is a vehicle service contract for unexpected mechanical repairs. We settle covered repairs directly with any certified shop — with $0 out-of-pocket and a price locked for life.

  • Any certified shop, 50 states
  • 30-day money-back
  • No obligation

What's included


  • We pay the repair shop directly — no reimbursement
  • Price locked for life when you enroll
  • Roadside assistance + rental car included
  • Real humans answering 24/7
  • 30-day money-back guarantee

CoverageX is a vehicle service contract, not auto insurance. Coverage and pricing are shown before purchase.

500K+
Vehicles protected
$0
Out-of-pocket on covered repairs
24/7
Real humans, never bots

Covered components include

Engine·Transmission·A/C·Electrical·Suspension·Drive axle·Fuel system·Cooling·Brakes·Steering·Engine·Transmission·A/C·Electrical·Suspension·Drive axle·Fuel system·Cooling·Brakes·Steering·

Coverage built around fewer surprises

Straightforward protection, clear terms, and a team that picks up the phone. Here's what you can count on.

We pay the shop directly

No reimbursement paperwork and no fronting the bill. We settle covered repairs straight with any certified shop.

Your price is locked for life

The rate you enroll at is the rate you keep. No surprise step-ups as your vehicle ages.

Real humans, 24/7

Call any hour and reach a person who can help — not a phone tree. Roadside assistance and rental coverage are included.

30-day money-back

Take a full month to be sure. If it isn’t right for you, cancel within 30 days for a complete refund.

Three simple steps

From quote to covered in minutes — with no obligation along the way.

1

Request your free quote

Tell us about your vehicle. It takes about a minute and there’s no obligation.

2

Choose the plan that fits

A protection specialist walks you through coverage levels and a price locked for life.

3

Drive with confidence

If a covered part fails, take it to any certified shop and we pay them directly.

How a service contract compares

The difference between covered protection and paying for breakdowns yourself.

FeatureCoverageXPaying out of pocket
We pay the repair shop directly
Price locked for life
Roadside assistance + rental included
Any certified shop, all 50 states
Real humans available 24/7
30-day money-back guarantee

Get your free quote

Takes about a minute, with no obligation. A protection specialist will help you find coverage at a price locked for life.

  • $0 out-of-pocket on covered repairs
  • Any certified shop in all 50 states
  • Real humans available 24/7
  • 30-day money-back guarantee

Get your free quote

Takes about a minute. No obligation.

🔒 Encrypted & secure. Consent is not a condition of purchase. No purchase necessary.

What our members say

★★★★★
Tevone Hall was an absolute joy to work with — accommodating and he really listened to me. I only had to use the policy once, but it was definitely worth having.
Kathy D.
Verified Google review · Local Guide
★★★★★
As an auto shop manager in Brooklyn NY, I found the process very easy. Robert and Nathanal helped me every step of the way.
Bay Diagnostic
Verified Google review · Brooklyn, NY
★★★★★
Phil Joseph and Michael Graham were great — they really listened to my questions about the coverage. Clear English, just a good experience.
Daniel T.
Verified Google review

Frequently asked questions

Is CoverageX auto insurance?+

No. CoverageX is a vehicle service contract — extended protection for mechanical breakdowns. Your coverage, pricing and any waiting period are defined in your plan and shown before purchase.

Where can I get my vehicle repaired?+

Any certified repair shop nationwide. We pay the shop directly for covered repairs, so there’s nothing to claim back.

What does it cost me when a covered part fails?+

$0 out-of-pocket on covered repairs. Roadside assistance and a rental while your vehicle is in the shop are included.

Can I cancel if it isn’t right for me?+

Yes. There’s a 30-day money-back guarantee, and your enrollment price is locked for life.