500K+ vehicles protected

A breakdown shouldn't wreck your month.

CoverageX is vehicle service protection that pays the repair shop directly. $0 out-of-pocket on covered repairs, real humans 24/7, and a price that's locked for life.

Takes about a minute · No obligation · 30-day money-back

Engine·Transmission·A/C·Electrical·Suspension·Drive axle·Fuel system·Cooling·Brakes·Steering·Engine·Transmission·A/C·Electrical·Suspension·Drive axle·Fuel system·Cooling·Brakes·Steering·
500K+
Vehicles protected
$0
Out-of-pocket on covered repairs
24/7
Real humans, every day
50
States, any certified shop
Why CoverageX

Protection that actually shows up

A vehicle service contract built around one promise: when a covered part fails, you aren't the one stuck holding the bill.

We pay the shop directly

No reimbursement paperwork, no fronting the bill. On a covered repair you pay $0 out-of-pocket — we settle up with the certified shop.

Price locked for life

Your rate is set the day you enroll and never goes up for that plan. No surprise hikes after a claim.

Real humans, 24/7

Break down at 2am? You reach an actual person any hour of the day, every day. Roadside and rental are included.

Any certified shop, 50 states

Use the dealership or your trusted local mechanic — anywhere nationwide. You are not locked into one network.

How it works

Three steps to covered

01
STEP 01

Tell us about your car

Year, make, model and mileage. About a minute, no obligation.

02
STEP 02

See your protection plan

We show your covered parts, pricing and any waiting period before you decide.

03
STEP 03

Drive covered

If a covered part fails, take it to any certified shop. We pay them directly.

Questions, answered

Is this car insurance?+

No. CoverageX is a vehicle service contract — extended protection for mechanical breakdowns. It works alongside your auto insurance, it doesn't replace it.

What does it cost me when something breaks?+

On a covered repair you pay $0 out-of-pocket. We pay the certified shop directly — no reimbursement forms, no waiting to be paid back.

Can I use my own mechanic?+

Yes. Take your vehicle to any certified shop in all 50 states, including the dealership. You're not locked into one network.

What if I change my mind?+

There's a 30-day money-back window. Coverage, pricing and any waiting period are shown to you before you enroll.

Get your free quote in about a minute

No obligation. We'll show your covered parts, your locked-in price and any waiting period before you decide anything.

  • Roadside assistance & rental car included
  • Real humans available 24/7
  • 30-day money-back guarantee

Get your free quote

Takes about a minute. No obligation — and consent is not a condition of purchase.

🔒 Encrypted & secure. Consent is not a condition of purchase. No purchase necessary.

Real reviews

Drivers and shops who've been covered

★★★★★
Tevone Hall was an absolute joy to work with — accommodating and he really listened to me. I only had to use the policy once, but it was definitely worth having.
Kathy D.
Verified Google review · Local Guide
★★★★★
As an auto shop manager in Brooklyn NY, I found the process very easy. Robert and Nathanal helped me every step of the way.
Bay Diagnostic
Verified Google review · Brooklyn, NY
★★★★★
Phil Joseph and Michael Graham were great — they really listened to my questions about the coverage. Clear English, just a good experience.
Daniel T.
Verified Google review